Car Insurance - Compare Quotes from 14 Companies

I don't know the number plates

We pull prices/quotes from 14 companies, including:

  • Popermo Forsikring
  • Next Forsikring
  • FDM Forsikring
  • NEM Forsikring
  • Alm. Brand
  • Global Forsikring
  • Gjensidige Forsikring
  • IDA Forsikring
 

How do I use Samlino.dk to compare car insurance quotes?

Samlino.dk is an innovative price comparison platform within the financial industries, 100% free of charge and on this page, we offer you a simple and easy comparison of the best car insurance brands in Denmark. The companies include (but are not limited to) FDM (Tryg), Codan, IF Forsikring, GF Forsikring, Gjensidige Forsikring and more. You basically fill in your license plate at the top of the page and you're good to go! We then pull car insurance quotes directly from the insurance companies, thus you can be sure they are real-time and trust-worthy (the insurance companies are the ones delivering the quotes!) To elaborate, we will ask for details such as your address and whether you have been involved in any car incident. All of our questions are mandatory requirements from the insurance companies. If they do not receive this information, they, unfortunately, cannot give you a concrete offer.

Car insurance in Denmark - what should I be aware of?

In Denmark, it is mandatory by law to have a third-party car insurance policy if you own car.

Which car insurance types can I get in Denmark?

You can get third-party insurance (statutory requirement), fire & theft insurance, comprehensive auto insurance, glass cover, roadside assistance, and rider auto insurance. On Samlino.dk, you can compare them all.

What influences the price of a car insurance?

Among others, your age, how many kilometers/miles you drive per year, your car (is it cheap/expensive, electric/gas), the number of incidents you have been involved in as well as your address (it is cheaper to be insured on the countryside in comparison to the city).

How do I find the cheapest car insurance quotes in Denmark?

In short, use Samlino.dk. On Samlino.dk we enable you to compare quotes from 13 insurance companies within 3 minutes. In that way, you can easily split the more expensive ones from the cheaper ones. We hope we can help you find the cheapest car insurance in Denmark!

Which car insurance brand is the best in Denmark?

In order to find the best insurance brand for you, we recommend you to compare their prices as well as coverage and match it against your actual needs. In addition, it is a good idea to check up on the specific provider's recommendations from other customers in order to get an understanding of their customer service experience. The most famous auto brands in DK are Tryg, Alka, Codan, GF, Gjensidige, IF, FDM, Lærerstandens Brandforsikring and Alm Brand.

Does it make sense to gather insurances at ONE company?

Often times you will see that gathering your insurances - and products in general - is more expensive in comparison to buying individual insurances. In these packages, you will often end up burning your hard-earned savings on products or features that you do not really need. In respect to car insurance, it can be beneficial to avoid buying too much extra coverage, just as it can be smart to have your car insurance at one company (i.e. Tryg) and your travel insurance at another (i.e. IF).

Who is Samlino.dk?

Samlino.dk is Denmark's biggest comparison platform within the financial industry. Here, you can compare products such as loans, mobile plans, broadband and ... you guessed it, car insurance. We are independent which means we are not affiliated or attached to the providers we seek to compare. We want to increase transparency on the markets we compare, hereunder the insurance market in Denmark. We are a Danish team, however, you are more than welcome to call us up with a request in English, and we will happily answer it. For danish version, go to bilforsikringkaskoforsikringbilforsikring til ungeberegn bilforsikring or ansvarsforsikring til bil.

Car insurance Denmark

In Denmark, car insurance is a mandatory requirement for all vehicle owners. The minimum level of coverage required by law is third-party liability insurance, which covers damage or injury you might cause to others in an accident. However, many drivers opt for more comprehensive coverage to ensure greater protection. When searching for car insurance in Denmark, you have several options to consider:

Third-Party liability insurance:

This is the minimum insurance required by law. It covers damages or injuries inflicted on other people, vehicles, or property, not including damages to your own vehicle or self.

Comprehensive insurance:

In addition to third-party coverage, comprehensive insurance covers damage to your own car, including theft, vandalism, and certain natural occurrences. It's optional but recommended for newer or more valuable cars.

Additional coverage options:

You can further customize your insurance policy with additional coverages such as roadside assistance, legal aid, and coverage for personal injuries to the driver.

Factors affecting Car Insurance costs

- Your car's make, model, and age. - Your driving history and experience. - Your address - The amount of coverage and the size of the deductible you choose. To find the best and cheapest car insurance in Denmark, it's advisable to compare quotes from multiple insurers. Online comparison tools can be particularly useful, allowing you to quickly see different offers. Websites like Samlino.dk are popular for comparing insurance prices and finding car insurances that suit your needs.

Cheap car insurance Denmark

Finding cheap car insurance in Denmark involves considering several factors and doing a bit of research to get the best deal that meets your needs. Here are some steps and tips to help you find affordable car insurance in Denmark:

  • Compare Multiple Quotes: Use online comparison platforms like Samlino.dk or Forsikringsguiden.dk to compare quotes from various insurance companies. This allows you to see different coverage options and prices side by side.

  • Choose the Right Coverage: Decide on the type of coverage you need. While third-party liability insurance is mandatory, comprehensive coverage is optional. Opting out of unnecessary add-ons can lower your premium.

  • Adjust Your Deductible: Consider choosing a higher deductible to lower your premium. Just make sure it's an amount you can afford to pay out of pocket in case of a claim.

  • Look for Discounts: Many insurance companies offer discounts for safe driving, having multiple policies with them, or for installing safety features in your car. Always ask potential insurers about available discounts.

  • Consider Your Car Type: The make, model, and age of your car can significantly affect your insurance rates. Generally, less expensive cars are cheaper to insure.

  • Maintain a Good Driving Record: A clean driving record can lead to lower insurance premiums. Some insurers offer bonuses for each year you drive without filing a claim.

  • Pay Annually: If possible, pay your insurance premium in one annual lump sum instead of monthly payments. Many insurers offer a discount for annual payments.

  • Review Your Policy Annually: Your car insurance needs may change over time. Regularly reviewing your policy ensures you're not paying for coverage you no longer need. By following these tips and considering your specific needs, you can find cheap car insurance in Denmark that provides the right level of protection at an affordable price. Remember, the cheapest option may not always offer the best coverage, so weigh the cost against the benefits of each policy.

Compare Auto insurance

Comparing auto insurance is a crucial step in finding the right coverage at the best price. Data show that, in many cases, switching providers can result in a reduction of the insurance premium by up to 50%. Hence, exploring your options by gathering quotes from various insurance providers could prove to be highly beneficial. Car insurance typically ranks as one of the more expensive insurance types, prompting competitive pricing strategies among insurers. In efforts to attract new clientele, numerous companies are reducing their car insurance rates. This competitive environment means significant savings for consumers who choose to switch to a more affordable insurer.

Car insurance quotes

On Samlino.dk we enable you to compare quotes from the largest insurance companies in Denmark within a few minutes. In that way, you can easily split the more expensive ones from the cheaper ones and find the car insurance that fits your needs.

Find the best car insurance in Denmark

To identify the optimal car insurance provider that aligns with your requirements, it's essential to not only compare the prices and coverage options but also to ensure they meet your specific needs. Additionally, gaining insights into the experiences of other customers with the provider can offer valuable perspective on their level of customer service. Utilizing a platform like Samlino.dk can significantly streamline this process, enabling you to effortlessly compare various insurance offerings and read reviews, thereby assisting you in finding the best car insurance tailored to your preferences and requirements.

Which car insurance is the cheapest one?

Finding the most cost-effective car insurance can be challenging due to the diverse offerings in the market. However, by leveraging Samlino.dk, you can streamline this process. This platform enables you to compare quotes from different insurance companies in just three minutes, allowing you to swiftly distinguish between the more expensive options and the more affordable ones. Our goal is to assist you in discovering the most economical car insurance available in Denmark, ensuring you get the best value for your money.

What’s the cheapest type of car insurance?

Liability insurance typically represents the most affordable option for car insurance coverage, as it solely addresses the expenses related to bodily injuries and property damages incurred by the other party in an accident where you are deemed at fault. This type of insurance does not extend to cover damages to your own vehicle or any injuries you may sustain, focusing instead on fulfilling your financial responsibilities to others involved in the incident.

Which type of car insurance is best?

The ideal car insurance policy for you hinges on your specific requirements and financial capacity. Nonetheless, comprehensive car insurance stands out as a superior choice due to its extensive coverage. This policy safeguards against a wide array of incidents, including accidents, natural disasters, theft, vandalism, and even third-party liabilities. Offering the utmost level of protection, comprehensive car insurance ensures that you are fully compensated in the event of your car being damaged, totaled, stolen, vandalized, or affected by fire, storms, or flooding. This comprehensive approach provides peace of mind, knowing that you are well-protected across various unforeseen circumstances.

Is it expensive to have a car in Denmark?

Yes, owning a car in Denmark could be considered expensive due to various factors, including high registration taxes, VAT, and fuel costs. Additionally, the cost of maintenance, parking, and mandatory insurance also contributes to the overall expense of car ownership in Denmark. This emphasizes the importance of ensuring you are getting the best possible deal in a context where every saving counts.

How much is car insurance in Denmark?

The cost of car insurance in Denmark typically ranges between 3,000 DKK to 15,000 DKK per year. This variation in price can depend on several factors such as the type of insurance coverage selected (e.g., third-party liability or comprehensive coverage), the car's make and model, the driver's age and driving history, and where in Denmark the car is registered. It's important to compare different insurance offers to find the one that best suits your needs and budget.